If you’re looking for a personal loan, you’ve come to the right place. Union Community Bank offers consumer and personal loans for any need, including:
Click any link to learn more about our personal loan services or compare our personal loan options using the chart below.
|Home Mortgage||Home Equity Term Loan||Home Equity Line of Credit|
|Benefits||The safety and security of a fixed rate, term, and monthly payment amount||The safety and security of a fixed rate, term, and monthly payment amount||A flexible revolving line that allows access to funds whenever you need them at a low variable rate|
|Recommended use||New home purchase or refinance of existing mortgage||Immediate borrowing needs like debt consolidation, major purchase, or home remodel||Long term access to credit funds for debt consolidation, college tuition, on-going home improvement or unplanned expenses|
|Interest Rate||Fixed Rate||Fixed Rate||Variable Rate|
|Tax deductable interest||Yes – consult your tax advisor||Yes – consult your tax advisor||Yes – consult your tax advisor|
|Fees||Among the lowest fees in Lancaster County||$250 processing fee waived*||$250 processing fee waived*|
|Terms||10 to 30 year terms available||12 to 240 monthly payment terms available||Draw and pay on the line as needed|
|Repayment||Fixed monthly payments for the term of the loan||Fixed monthly payments for the term of the loan||Interest billed monthly, pay down principle at your own pace|
|Easy Access||Meet face to face at a branch, your home, a Realtors office, or over the phone||View account information and make payments with online banking, by phone or in the branch||Access funds, view account information, and make payments with online banking, by phone or in the branch|
|Other options||Special programs for first time home buyers and low down payment programs through VA, FHA, PHFA and USDA|
*Excluding appraisal fees if required.