Certificate of Deposit Rates

Effective April 17, 2017

Account TermInterest RateAnnual Percentage Yield (APY)Minimum to OpenMinimum to Receive Yield (APY)
91 Days0.10%0.10%$500$500
182 Days0.15%0.15%$500$500
12 Months0.25%0.25%$500$500
18 Months0.30%0.30%$500$500
19 Months - SPECIAL1.243%1.25%$500$500
24 Months0.40%0.40%$500$500
30 Months0.50%0.50%$500$500
36 Months0.60%0.60%$500$500
48 Months1.341%1.35%$500$500
60 Months1.588%1.60%$500$500

Fees could reduce earnings. Rates and annual percentage yields are currently set weekly, but may change as frequently as daily and are determined by Management’s discretion. If you withdraw any of the principal before the maturity date, we may impose a penalty.

All CDs are available as an IRA CD.