Deposit Rates

Effective January 20, 2012

Account Interest Rate Annual Percentage Yield
(APY)
Minimum to Open Minimum to Receive Yield
(APY)
Checking Rates
Triple Rewards Checking 0.05% 0.05% $50 Base rate if qualifications
are not met.
1.50% 1.50% $50 On balances up to $10,000 if
qualifications are met.
0.15% 0.15% $50 On balances over $10,000 if qualifications are met.
Interest Checking 0.10% 0.10% $50 $5000 and over
0.10% 0.10% $50 $0 to $4999.00
Savings Rates
Cash Back Savings 0.25% 0.25% $50 $50
Kids’ Statement Savings 0.15% 0.15% $50 $50
Statement Savings 0.15% 0.15% $50 $50
Money Market Rates
Money Market 0.40% 0.40% $50 $250,000 and over
0.40% 0.40% $50 $100,000.00 – $249,999.99
0.35% 0.35% $50 $50,000.00 – $99,999.99
0.25% 0.25% $50 $25,000.00 – $49,999.99
0.20% 0.20% $50 $10,000.00 – $24,999.99
0.15% 0.15% $50 $5,000.00 – $9,999.99
0.15% 0.15% $50 $1,000.00 – $4,999.99
0.00% 0.00% $50 under $1,000.00

Fees could reduce earnings. Rates and annual percentage yields are currently set weekly, but may change as frequently as daily and are determined by Management’s discretion.