Individual Retirement Accounts (IRA) | Union Community Bank
Investing Services / Retirement Planning / Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA)

What’s the difference between a traditional IRA and Roth IRA? Let UNA Financial Consultants guide you through the decision. A traditional IRA allows you to contribute pre-tax money into a fund for your retirement. As time goes on, the money will grow taxed-deferred with no capital gain tax or dividend tax due until the time of withdrawal. Unlike a Roth IRA, certain contributions to your account can be tax-deductible during the contribution’s tax year. However, a Roth IRA offers a host of advantages as well. A Roth IRA allows your money to grow tax-free, as it is funded by after-tax dollars.

The Best Choice for U

Union Community Bank offers both traditional and Roth IRA options with competitive rates, flexible terms, and expert advice. Gain peace of mind knowing that your consultant is watching over the health of your retirement savings account.

Union IRA Benefits:

  • Access to your own personal account advisor.
  • Empowers you to take control of retirement savings through a tax-advantaged account.
  • Both traditional and Roth IRA plans offer tax-free growth of assets.

Have questions or need help? Please call (877) 653-1441 or contact us.


Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. UNA Financial Consultants is a trade name of Union Community Bank. Infinex and Union Community Bank are not affiliated.

Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Investment products are:
• Not a deposit
• Not FDIC Insured
• Not insured by any federal government agency
• Not guaranteed by the bank
• May go down in value

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With 14 branches throughout Lancaster County, Union Community Bank is one of Central PA’s last remaining community banks. What makes a community bank different? It’s not just local decision-making or friendly service. It’s our unique perspective. As a true community bank, we don’t just know the local economy – we’re part of it.

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