Checking

Picture of a bank check

Union Community Bank offers a variety of personal checking account options, including:

Cash Back Checking

Triple Rewards Checking

Interest Checking

Free Checking

Click on any link to learn more or use the chart below to compare your personal checking account options.

Account FeaturesTriple Rewards CheckingCash Back CheckingInterest CheckingFree Checking
Online Banking
& Bill Pay
FreeFreeFreeFree
Online eStatementsFreeFreeFreeFree
Access to
43,000 ATMs
FreeFreeFreeFree
UCB Master Money Debit CardFreeFreeFreeFree
Minimum BalanceNoneNone$1,000 None
Monthly Service FeeNone$2.00 Paper Statement fee$10 if daily balance is less than $1000None
Interest PaidYes*Yes
Cash Back RebateYes****
Checks Yes (First Order) Yes (First Order)
ATM Usage
Fee Rebate
Yes**

*When the requirements are met, the interest rate on the account is 0.75% APY on balances up to $10,000.00; on balances above $10,000.00 the rate is 0.15% APY, resulting in 0.75%-0.15% APY depending on the balance. If requirements are not met the interest rate on all balances is 0.05% APY. APY may change after the account is open.
**If requirements are met, we will reimburse domestic ATM fees up to $25 per cycle.
***Can be reimbursed if enrolled for eStatements.
****You earn “cash back” with purchases made with pin-less┬áDebit Card transactions.